HMA Mortgage is a highly respected independent mortgage lender headquartered in Pennsylvania since 2005. HMA is now licensed in 33 states across the country. We partner with reputable local and national lending institutions to offer you the best services and most competitive rates available. HMA Mortgage is proud to be a 100% referral-based company, which is a reflection of the trust we earn through consistent performance and strong relationships. Our Core Values are more than words; they guide every interaction, every file, and every partnership we build: Integrity, Grit, Accountability, Service, Humility and Speed of Response. These values shape the experience we deliver and the long-term partnerships we’re committed to building throughout our community. If you want a lending partner who answers the phone, solves problems before they become issues, communicates clearly from contract to closing, and helps you win more offers, I’d love to connect with you. Reach out today and let’s talk about how we can create smoother transactions, stronger client experiences, and long-term success together. Visit our website at HMAmortgage.com Contact Affiliate Member Sheila Gambatese for more info: sgambatese@hmamortgage.com (814) 792-2003 | 
